Saragih, Intan Lestari, Marlya Fatira, Ismi Affandi, Rahmadani Rahmadani, and Nurlinda Nurlinda. 2026. “Empowering Financial Futures: The Impact of Sharia Financial Literacy, Spiritual Intelligence, and Pocket Money Management”. J-CEKI : Jurnal Cendekia Ilmiah 5 (2):731-42. https://doi.org/10.56799/jceki.v5i2.13182.